Every business online and offline needs and demands a highly-efficient means to accept credit cards and checks by phone, fax, mail-order, or by Internet. There are many payment processing options to choose from and there is no one-size fits all, when it comes to completing your sales and getting your revenue. No matter which merchant account solution you decide on, pay particular attention to any application fees, set-up fees, cost per transaction fees and flat-rate fees which in combination could eat into your net revenue. Here are the Top Online Payment Processors to help you increase your sales and profit from your understanding. Here are just a few of your choices:
PayPal is probably the best known of the online payment processors and now that they have been sold by eBay, PayPal can get back to its core business.
PayPal offers debit cards to help you get your money faster.
Paypal offers a referral bonus of up to $1,000 for you sending them business clients that sign up with them.
2CheckOut charges a $49 set-up fee. 2CheckOut gives you the opportunity to process payments in up to 15 languages and offers a reloadable MasterCard to get paid faster and customized banners for your advertising campaigns.
2CheckOut offers an Affiliate Program that pays $11 for every new customer you send them that joins their payment processing.
WorldPay is offered through the Royal Bank of Scotland. WorldPay is one of the leading payment processors in the United Kingdom. WorldPay services start at 19 British Pounds monthly. WorldPay offers an Affiliate Partner Program.
Merchant Express offers no set-up fees and a free Authorize.net payment gateway. Merchant Express offers an Affiliate Program with commissions up to $80 per sale.
CyberSource offers just about anything that you will ever need to build your payment processing gateway from the ground up. CyberSource has a particular specialty for payments processing in Asia.
ProPay is a MetaBank concern and offers a micro-secure card reader that enables you to do mobile credit card processing. Perfect for anyone who is mobile and still needs to process their credit card transactions. Trades people, flea market, parties, traveling sales people, etc., would all benefit from this unique payment processing tool.
ProPay offers a prepaid MasterCard.
Chase Paymentech is the number one provider in the Internet Retailer’s Top 500 Guide in the Payment Systems Category.
Chase Paymentech offers Gift Cards.
iTransAct offers merchant account services including iPhone-enabled virtual terminals and other wireless payment services. iTransAct was the first to offer Internet-based, checking acceptance services.
iTransAct offers a referral program.
Sage Pay is a U.K-based merchant payment processor that offers solutions for virtually any e-commerce challenge.
Sage Pay offers telephone and mail-order payment processing also.
AuthorizeAuthorize has a reseller program.Chase PaymentechiTransActSage Pay2CheckOutWorldPayMerchant Express
Authorize offers online merchant account solutions and offers a comparison guide here.
Google CheckOut offers a seamless way to buy or sell online.
Google CheckOut provides for discounts with FedEx.
Charge offers free set-up fees and no application fees. You can accept checks by phone, fax or the Internet with free set-up also.
Charge has an affiliate program.
Zen CartPayment Processor Reseller Directory
Zen Cart is a free, open-source e-commerce shopping cart that is user-friendly, so it is easy to set-up on your site.
Zen Cart gives you banners and lots of payment options and offers a free newsletter that shows you how to get the most out of your Zen Cart.
For those of you who would like to get additional information about payment processors, here is reseller portal for payment processors.
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